Finance Analyst

San Antonio, Texas
Corporate Headquarters
Depends on Experience 
Full Time


The primary purpose of this position is to assist Generations Federal Credit Union to live out its Mission, Do the Right Thing, by providing remarkable service to both external members and internal members. Performs specialized financial, accounting and planning activities following departmental procedures and guidelines in accordance with standards established by the President/CEO, Board of Directors and the National Credit Union Administration (NCUA). Assists in the preparation of special studies; reports; analyses; and recommendations in areas such as budgets, forecasts, financial plans, statistical reports and business forecasts. Monitors and analyzes the financial statements of the credit union by specifically measuring, analyzing, and communicating the costs and benefits of products, services, departments, and branches to the VP of Finance. Thoroughly analyzes and clearly communicates levels of exposure to interest rate risk to the Asset-Liability Management Committee (ALCO). Assist other departmental managers with financial analysis with product development and/or enhancements.

Primary Duties

  1. Participates and supports the analytical needs of the credit union in the development of strategic plans, the annual budgeting process, stress testing, and other complex financial analysis.
  2. Develops regular and ad-hoc studies and analyses that focus management’s attention on the most significant elements of balance sheet structure, funding considerations, income forecasts, and earnings at risk using sophisticated analytical methods and state-of-the-art asset/liability and income forecasting software tools.
  3. Develops the formulation of analyses that evaluate the impact to the financial condition of the credit union from changes to policies, processes, regulatory guidance, the introduction of new products on earnings/risk, and the impact from mergers and asset acquisitions/disposition strategies.
  4. Monitors and forecasts key balance sheet, NII, NIM, ROA and capital metrics on a pro-forma basis, including risk-based capital, liquidity, and other regulatory measurements as required in carrying out assigned duties.
  5. Enhances existing and builds new processes and reporting as it relates to balance sheet, risk-based capital and liquidity metrics; participates in the integration of capital and liquidity stress testing processes/models into the credit union’s asset/liability and income forecasting balance sheet models as needed.
  6. Perform investment portfolio analysis as needed. Prepare the Credit Union's investment portfolio documentation and monthly internal investment reports. Monitor collateral pledged for adequacy and ensuring third party provided reports are in agreement.
  7. Prepares and/or assembles reports required to be provided to the ALCO Committee under the Asset/Liability Policy and as requested by management. Attends ALCO Committee meetings to present reports, maintains file of all ALCO reports for audit, performs ALM analysis to assist with proposals brought before the committee and prepares weekly liquidity report for transmission to all ALCO members.
  8. Performs other duties as assigned.

Must have a Bachelor’s Degree in Accounting, Finance, or Mathematics.


Must have a minimum of two (2) years experience analyzing financial and business data.  Asset Liability Management and investment experience is preferred.


Must have the following skills and/or abilities:

  • Strong working knowledge of advanced mathematical, algebraic and statistical methods; along with their use in the business environment.
  • Above average skills in Microsoft Excel, Word, and Powerpoint.
  • Excellent communication skills (both oral and written) sufficient to present complex subjects in a clear and concise manner.
  • Demonstrate experience in financial and accounting theory, principles and/or practices, preferred.

Physical/Other Requirements

Must be able to:

  • Ability to maintain a flexible schedule.
  • Stand or sit for long periods of time.
  • Lift 10-20 lbs.

Service Expectations

1. To deliver service that is in alignment with the credit union’s Service Promises:

  • Treat members with a positive attitude.
  • Listen to and fully understand the members’ needs.
  • Offer solutions that meet the members’ needs
  • Take ownership of the Member Experience provided.
  • Give and receive feedback for improvement.
  • Continually learn for the benefit of the member.

2. Meets all established service goals.

3. Possess adequate product knowledge as measured by the annual product knowledge certification assessment.